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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,816 | $154,228+67.8% | $145,433+78.0% | $137,256+88.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.00% | 74.59%-59.6pp | 66.58%-51.6pp | 220.34%-205.3pp |
| Employer contribution / active EE | $16,002 | $4,804+233.1% | $4,554+251.3% | $4,156+285.0% |
| Participant deferral / active EE | $13,964 | $8,216+70.0% | $7,897+76.8% | $6,407+118.0% |
| Admin fee / account holder | $13,746 | $14,344-4.2% | $13,129+4.7% | $12,270+12.0% |