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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,816 | $156,398+65.5% | $147,318+75.7% | $138,895+86.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.00% | 78.75%-63.7pp | 70.43%-55.4pp | 145.39%-130.4pp |
| Employer contribution / active EE | $16,002 | $4,853+229.7% | $4,593+248.4% | $4,194+281.5% |
| Participant deferral / active EE | $13,964 | $8,237+69.5% | $7,906+76.6% | $6,396+118.3% |
| Admin fee / account holder | $13,746 | $14,976-8.2% | $13,708+0.3% | $12,562+9.4% |