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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,729 | $172,111-59.5% | $150,298-53.6% | $137,256-49.2% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 16.37% | 69.37%-53.0pp | 62.79%-46.4pp | 220.34%-204.0pp |
| Employer contribution / active EE | $4,564 | $4,636-1.5% | $4,154+9.9% | $4,156+9.8% |
| Participant deferral / active EE | $4,250 | $6,166-31.1% | $5,453-22.1% | $6,407-33.7% |
| Admin fee / account holder | $9,359 | $16,471-43.2% | $14,116-33.7% | $12,270-23.7% |