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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,766 | $183,539-62.0% | $155,556-55.2% | $145,897-52.2% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 12.98% | 61.31%-48.3pp | 64.84%-51.9pp | 552.29%-539.3pp |
| Employer contribution / active EE | $4,730 | $5,315-11.0% | $4,675+1.2% | $4,663+1.4% |
| Participant deferral / active EE | $3,916 | $6,467-39.4% | $5,631-30.5% | $6,689-41.5% |
| Admin fee / account holder | $1,240 | $19,275-93.6% | $15,885-92.2% | $13,390-90.7% |