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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,069 | $160,028-81.2% | $147,080-79.6% | $145,884-79.4% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 15.91% | 98.60%-82.7pp | 420.17%-404.3pp | 551.85%-535.9pp |
| Employer contribution / active EE | $3,751 | $5,286-29.0% | $4,933-24.0% | $4,662-19.5% |
| Participant deferral / active EE | $5,327 | $8,422-36.7% | $8,066-34.0% | $6,690-20.4% |
| Admin fee / account holder | $3,101 | $15,030-79.4% | $12,989-76.1% | $13,392-76.8% |