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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,089 | $115,225-45.2% | $100,712-37.4% | $138,895-54.6% |
| Participation rate | 73.3% | 74.3%-1.0pp | 69.3%+4.1pp | 79.9%-6.6pp |
| Annual return | 16.24% | 40.35%-24.1pp | 33.27%-17.0pp | 145.39%-129.2pp |
| Employer contribution / active EE | $2,449 | $2,771-11.6% | $2,313+5.9% | $4,194-41.6% |
| Participant deferral / active EE | $4,527 | $4,699-3.7% | $4,085+10.8% | $6,396-29.2% |
| Admin fee / account holder | $4,476 | $10,844-58.7% | $9,256-51.6% | $12,562-64.4% |