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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,089 | $123,155-48.8% | $108,753-42.0% | $155,188-59.3% |
| Participation rate | 73.3% | 75.6%-2.3pp | 71.1%+2.2pp | 80.8%-7.5pp |
| Annual return | 16.24% | 44.73%-28.5pp | 37.47%-21.2pp | 148.84%-132.6pp |
| Employer contribution / active EE | $2,449 | $2,811-12.9% | $2,427+0.9% | $4,248-42.4% |
| Participant deferral / active EE | $4,527 | $4,623-2.1% | $4,115+10.0% | $6,531-30.7% |
| Admin fee / account holder | $4,476 | $12,126-63.1% | $10,320-56.6% | $14,480-69.1% |