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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,439 | $29,736+200.8% | $56,033+59.6% | $80,935+10.5% |
| Participation rate | 6.3% | 41.7%-35.4pp | 52.5%-46.2pp | 67.7%-61.4pp |
| Annual return | 13.15% | 35.28%-22.1pp | 1711.38%-1698.2pp | 35.66%-22.5pp |
| Employer contribution / active EE | $261 | $671-61.1% | $1,041-74.9% | $2,757-90.5% |
| Participant deferral / active EE | $680 | $1,228-44.7% | $1,954-65.2% | $4,299-84.2% |
| Admin fee / account holder | $681 | $2,434-72.0% | $2,827-75.9% | $6,924-90.2% |