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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,434 | $156,398-74.1% | $147,318-72.6% | $138,895-70.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.73% | 78.75%-65.0pp | 70.43%-56.7pp | 145.39%-131.7pp |
| Employer contribution / active EE | $2,561 | $4,853-47.2% | $4,593-44.2% | $4,194-38.9% |
| Participant deferral / active EE | $8,836 | $8,237+7.3% | $7,906+11.8% | $6,396+38.1% |
| Admin fee / account holder | $2,938 | $14,976-80.4% | $13,708-78.6% | $12,562-76.6% |