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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,657 | $183,516-81.1% | $155,534-77.7% | $145,884-76.2% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 26.36% | 61.43%-35.1pp | 64.92%-38.6pp | 551.85%-525.5pp |
| Employer contribution / active EE | $1,399 | $5,315-73.7% | $4,675-70.1% | $4,662-70.0% |
| Participant deferral / active EE | $4,396 | $6,467-32.0% | $5,630-21.9% | $6,690-34.3% |
| Admin fee / account holder | $323 | $19,293-98.3% | $15,900-98.0% | $13,392-97.6% |