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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,831 | $160,028+4.9% | $147,080+14.1% | $145,884+15.0% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.2pp |
| Annual return | 14.48% | 98.60%-84.1pp | 420.17%-405.7pp | 551.85%-537.4pp |
| Employer contribution / active EE | $9,118 | $5,286+72.5% | $4,933+84.8% | $4,662+95.6% |
| Participant deferral / active EE | $19,816 | $8,422+135.3% | $8,066+145.7% | $6,690+196.2% |
| Admin fee / account holder | $3,613 | $15,030-76.0% | $12,989-72.2% | $13,392-73.0% |