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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,267 | $109,908+247.8% | $97,161+293.4% | $145,978+161.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 1.88% | 243.80%-241.9pp | 75.36%-73.5pp | 550.52%-548.6pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,847 | $4,679+46.3% | $4,265+60.5% | $6,690+2.4% |
| Admin fee / account holder | $22,500 | $6,213+262.2% | $5,647+298.4% | $13,400+67.9% |