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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,267 | $110,039+247.4% | $97,260+293.0% | $145,884+162.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 1.88% | 244.44%-242.6pp | 75.54%-73.7pp | 551.85%-550.0pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,721-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,847 | $4,674+46.5% | $4,262+60.7% | $6,690+2.4% |
| Admin fee / account holder | $22,500 | $6,204+262.7% | $5,640+298.9% | $13,392+68.0% |