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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,105 | $154,228-52.0% | $145,433-49.0% | $137,256-46.0% |
| Participation rate | 78.6% | 83.8%-5.2pp | 82.1%-3.5pp | 80.0%-1.4pp |
| Annual return | 20.78% | 74.59%-53.8pp | 66.58%-45.8pp | 220.34%-199.6pp |
| Employer contribution / active EE | $4,082 | $4,804-15.0% | $4,554-10.4% | $4,156-1.8% |
| Participant deferral / active EE | $8,666 | $8,216+5.5% | $7,897+9.7% | $6,407+35.3% |
| Admin fee / account holder | $1,558 | $14,344-89.1% | $13,129-88.1% | $12,270-87.3% |