Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,571 | $64,517-35.6% | $81,438-49.0% | $80,874-48.6% |
| Participation rate | 36.7% | 63.9%-27.2pp | 69.5%-32.8pp | 67.6%-30.9pp |
| Annual return | 15.35% | 16.35%-1.0pp | 24.74%-9.4pp | 35.62%-20.3pp |
| Employer contribution / active EE | $1,140 | $1,982-42.5% | $2,460-53.6% | $2,756-58.6% |
| Participant deferral / active EE | $2,213 | $3,096-28.5% | $3,883-43.0% | $4,297-48.5% |
| Admin fee / account holder | $3,784 | $5,677-33.4% | $5,764-34.4% | $6,935-45.4% |