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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,142 | $125,778-91.1% | $114,563-90.3% | $154,746-92.8% |
| Participation rate | 81.8% | 75.2%+6.6pp | 72.9%+8.9pp | 80.7%+1.1pp |
| Annual return | 22.26% | 295.14%-272.9pp | 241.09%-218.8pp | 172.34%-150.1pp |
| Employer contribution / active EE | $1,182 | $2,806-57.9% | $2,592-54.4% | $4,379-73.0% |
| Participant deferral / active EE | $1,738 | $4,445-60.9% | $4,142-58.0% | $6,730-74.2% |
| Admin fee / account holder | $1,377 | $8,190-83.2% | $7,623-81.9% | $14,365-90.4% |