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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,540 | $110,093-94.1% | $97,295-93.3% | $145,897-95.5% |
| Participation rate | 81.8% | 75.9%+5.9pp | 72.7%+9.2pp | 80.3%+1.5pp |
| Annual return | 17.20% | 244.76%-227.6pp | 75.62%-58.4pp | 552.29%-535.1pp |
| Employer contribution / active EE | $1,120 | $3,077-63.6% | $2,723-58.9% | $4,663-76.0% |
| Participant deferral / active EE | $1,395 | $4,678-70.2% | $4,264-67.3% | $6,689-79.1% |
| Admin fee / account holder | $437 | $6,212-93.0% | $5,646-92.3% | $13,390-96.7% |