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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,220 | $165,890-70.3% | $155,574-68.4% | - |
| Participation rate | 87.9% | 63.3%+24.6pp | 78.2%+9.7pp | - |
| Annual return | 18.29% | 19.47%-1.2pp | 64.87%-46.6pp | - |
| Employer contribution / active EE | $3,982 | $2,522+57.9% | $4,676-14.8% | - |
| Participant deferral / active EE | $5,040 | $2,935+71.7% | $5,629-10.5% | - |
| Admin fee / account holder | $4,044 | $97,423-95.8% | $15,914-74.6% | - |