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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,919 | $99,053+19.0% | $88,179+33.7% | $138,895-15.1% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.1%-35.8pp | 79.9%-46.6pp |
| Annual return | 21.05% | 78.17%-57.1pp | 64.97%-43.9pp | 145.39%-124.3pp |
| Employer contribution / active EE | $935 | $2,882-67.5% | $2,549-63.3% | $4,194-77.7% |
| Participant deferral / active EE | $5,513 | $5,225+5.5% | $4,614+19.5% | $6,396-13.8% |
| Admin fee / account holder | $1,606 | $8,748-81.6% | $7,673-79.1% | $12,562-87.2% |