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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,495 | $112,729+9.5% | $98,716+25.1% | $137,256-10.0% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 11.53% | 38.48%-27.0pp | 31.81%-20.3pp | 220.34%-208.8pp |
| Employer contribution / active EE | $1,769 | $2,725-35.1% | $2,279-22.4% | $4,156-57.4% |
| Participant deferral / active EE | $2,381 | $4,640-48.7% | $4,048-41.2% | $6,407-62.8% |
| Admin fee / account holder | $567 | $10,129-94.4% | $8,703-93.5% | $12,270-95.4% |