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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,945 | $155,555+87.0% | $146,866+98.1% | $155,188+87.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 12.79% | 115.41%-102.6pp | 102.85%-90.1pp | 148.84%-136.0pp |
| Employer contribution / active EE | $5,458 | $4,647+17.5% | $4,425+23.3% | $4,248+28.5% |
| Participant deferral / active EE | $12,364 | $8,044+53.7% | $7,759+59.3% | $6,531+89.3% |
| Admin fee / account holder | $437 | $14,755-97.0% | $13,620-96.8% | $14,480-97.0% |