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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,548 | $75,058+85.9% | $152,301-8.4% | $64,340+116.9% |
| Participation rate | 34.0% | 60.9%-26.9pp | 82.4%-48.4pp | 55.2%-21.2pp |
| Annual return | 15.19% | 29.93%-14.7pp | 80.50%-65.3pp | 24.14%-9.0pp |
| Employer contribution / active EE | $992 | $2,605-61.9% | $4,624-78.6% | $1,862-46.7% |
| Participant deferral / active EE | $1,459 | $5,041-71.1% | $8,004-81.8% | $2,980-51.0% |
| Admin fee / account holder | $2,195 | $4,050-45.8% | $14,398-84.8% | $3,703-40.7% |