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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,397 | $108,922+53.7% | $100,398+66.7% | $145,978+14.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.24% | 58.04%-44.8pp | 49.32%-36.1pp | 550.52%-537.3pp |
| Employer contribution / active EE | $3,919 | $4,426-11.5% | $3,946-0.7% | $4,662-15.9% |
| Participant deferral / active EE | $10,004 | $8,450+18.4% | $8,084+23.8% | $6,690+49.6% |
| Admin fee / account holder | $1,322 | $9,680-86.3% | $7,893-83.3% | $13,400-90.1% |