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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,962 | $90,614-75.8% | $76,089-71.1% | $145,877-84.9% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 10.92% | 623.80%-612.9pp | 360.94%-350.0pp | 551.28%-540.4pp |
| Employer contribution / active EE | $1,356 | $3,324-59.2% | $2,690-49.6% | $4,663-70.9% |
| Participant deferral / active EE | $2,015 | $5,168-61.0% | $4,259-52.7% | $6,691-69.9% |
| Admin fee / account holder | $913 | $8,376-89.1% | $6,418-85.8% | $13,402-93.2% |