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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,962 | $90,691-75.8% | $76,119-71.1% | $145,884-84.9% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 10.92% | 624.52%-613.6pp | 361.25%-350.3pp | 551.85%-540.9pp |
| Employer contribution / active EE | $1,356 | $3,329-59.3% | $2,693-49.7% | $4,662-70.9% |
| Participant deferral / active EE | $2,015 | $5,167-61.0% | $4,259-52.7% | $6,690-69.9% |
| Admin fee / account holder | $913 | $8,383-89.1% | $6,421-85.8% | $13,392-93.2% |