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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,908 | $117,895-33.9% | $102,460-24.0% | $145,897-46.6% |
| Participation rate | 36.4% | 78.6%-42.3pp | 76.5%-40.1pp | 80.3%-43.9pp |
| Annual return | 15.98% | 31.92%-15.9pp | 29.47%-13.5pp | 552.29%-536.3pp |
| Employer contribution / active EE | $1,870 | $3,619-48.3% | $3,025-38.2% | $4,663-59.9% |
| Participant deferral / active EE | $3,135 | $5,736-45.3% | $5,056-38.0% | $6,689-53.1% |
| Admin fee / account holder | $482 | $13,353-96.4% | $9,460-94.9% | $13,390-96.4% |