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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,536 | $160,028-3.4% | $147,080+5.1% | $145,884+5.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.18% | 98.60%-86.4pp | 420.17%-408.0pp | 551.85%-539.7pp |
| Employer contribution / active EE | $7,508 | $5,286+42.0% | $4,933+52.2% | $4,662+61.0% |
| Participant deferral / active EE | $23,437 | $8,422+178.3% | $8,066+190.5% | $6,690+250.3% |
| Admin fee / account holder | $20,368 | $15,030+35.5% | $12,989+56.8% | $13,392+52.1% |