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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,632 | $160,070-71.5% | $147,117-69.0% | $145,897-68.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.89% | 98.69%-84.8pp | 420.54%-406.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $3,182 | $5,285-39.8% | $4,932-35.5% | $4,663-31.8% |
| Participant deferral / active EE | $7,753 | $8,419-7.9% | $8,065-3.9% | $6,689+15.9% |
| Admin fee / account holder | $3,517 | $15,035-76.6% | $12,993-72.9% | $13,390-73.7% |