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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,301 | $159,978-70.4% | $147,041-67.8% | $145,978-67.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.29% | 98.36%-82.1pp | 419.21%-402.9pp | 550.52%-534.2pp |
| Employer contribution / active EE | $6,296 | $5,288+19.1% | $4,935+27.6% | $4,662+35.1% |
| Participant deferral / active EE | $4,320 | $8,429-48.7% | $8,071-46.5% | $6,690-35.4% |
| Admin fee / account holder | $455 | $15,053-97.0% | $13,006-96.5% | $13,400-96.6% |