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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,840 | $154,228-34.6% | $145,433-30.7% | $137,256-26.5% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 80.0%+10.0pp |
| Annual return | 33.58% | 74.59%-41.0pp | 66.58%-33.0pp | 220.34%-186.8pp |
| Employer contribution / active EE | $4,825 | $4,804+0.4% | $4,554+5.9% | $4,156+16.1% |
| Participant deferral / active EE | $8,511 | $8,216+3.6% | $7,897+7.8% | $6,407+32.8% |
| Admin fee / account holder | $12,320 | $14,344-14.1% | $13,129-6.2% | $12,270+0.4% |