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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,840 | $156,398-35.5% | $147,318-31.5% | $138,895-27.4% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 33.58% | 78.75%-45.2pp | 70.43%-36.8pp | 145.39%-111.8pp |
| Employer contribution / active EE | $4,825 | $4,853-0.6% | $4,593+5.1% | $4,194+15.0% |
| Participant deferral / active EE | $8,511 | $8,237+3.3% | $7,906+7.7% | $6,396+33.1% |
| Admin fee / account holder | $12,320 | $14,976-17.7% | $13,708-10.1% | $12,562-1.9% |