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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,837 | $106,749+4.8% | $145,433-23.1% | $82,448+35.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 20.31% | 27.59%-7.3pp | 66.58%-46.3pp | 41.64%-21.3pp |
| Employer contribution / active EE | $16,611 | $3,444+382.3% | $4,554+264.7% | $2,551+551.2% |
| Participant deferral / active EE | $16,706 | $6,519+156.3% | $7,897+111.5% | $4,139+303.6% |
| Admin fee / account holder | $5,302 | $8,390-36.8% | $13,129-59.6% | $7,234-26.7% |