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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,303 | $102,422-24.5% | $147,117-47.5% | $80,959-4.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.07% | 135.16%-120.1pp | 420.54%-405.5pp | 35.67%-20.6pp |
| Employer contribution / active EE | $17,633 | $3,717+374.3% | $4,932+257.5% | $2,757+539.5% |
| Participant deferral / active EE | $15,893 | $6,652+138.9% | $8,065+97.1% | $4,300+269.6% |
| Admin fee / account holder | $4,909 | $7,953-38.3% | $12,993-62.2% | $6,925-29.1% |