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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,635 | $166,131+155.0% | $164,975+156.8% | $145,877+190.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.92% | 100.37%-87.5pp | 70.12%-57.2pp | 551.28%-538.4pp |
| Employer contribution / active EE | $13,299 | $5,276+152.1% | $4,343+206.3% | $4,663+185.2% |
| Participant deferral / active EE | $17,084 | $6,962+145.4% | $6,033+183.2% | $6,691+155.3% |
| Admin fee / account holder | $3,590 | $16,648-78.4% | $12,688-71.7% | $13,402-73.2% |