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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,470 | $78,690-60.0% | $161,489-80.5% | $87,485-64.0% |
| Participation rate | 90.7% | 67.5%+23.2pp | 78.7%+12.0pp | 68.9%+21.8pp |
| Annual return | 9.23% | 32.74%-23.5pp | 89.72%-80.5pp | 26.06%-16.8pp |
| Employer contribution / active EE | $2,099 | $2,588-18.9% | $4,268-50.8% | $2,596-19.1% |
| Participant deferral / active EE | $5,260 | $3,311+58.9% | $5,630-6.6% | $4,274+23.1% |
| Admin fee / account holder | $32,437 | $6,724+382.4% | $16,006+102.7% | $7,775+317.2% |