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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,795 | $78,520-17.5% | $96,576-32.9% | $82,448-21.4% |
| Participation rate | 97.0% | 77.7%+19.2pp | 81.4%+15.5pp | 68.1%+28.9pp |
| Annual return | 11.25% | 41.30%-30.0pp | 38.47%-27.2pp | 41.64%-30.4pp |
| Employer contribution / active EE | $5,616 | $2,630+113.6% | $3,553+58.1% | $2,551+120.2% |
| Participant deferral / active EE | $4,476 | $6,754-33.7% | $7,956-43.7% | $4,139+8.1% |
| Admin fee / account holder | $24,408 | $13,455+81.4% | $11,381+114.5% | $7,234+237.4% |