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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,958 | $111,535-8.6% | $105,223-3.1% | $137,256-25.7% |
| Participation rate | 37.5% | 78.1%-40.6pp | 75.0%-37.5pp | 80.0%-42.5pp |
| Annual return | 19.48% | 237.85%-218.4pp | 180.65%-161.2pp | 220.34%-200.9pp |
| Employer contribution / active EE | $2,148 | $3,939-45.5% | $3,689-41.8% | $4,156-48.3% |
| Participant deferral / active EE | $5,259 | $5,500-4.4% | $5,072+3.7% | $6,407-17.9% |
| Admin fee / account holder | $1,292 | $9,721-86.7% | $8,859-85.4% | $12,270-89.5% |