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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,958 | $114,119-10.7% | $107,187-4.9% | $138,895-26.6% |
| Participation rate | 37.5% | 78.1%-40.6pp | 75.0%-37.5pp | 79.9%-42.4pp |
| Annual return | 19.48% | 273.21%-253.7pp | 204.55%-185.1pp | 145.39%-125.9pp |
| Employer contribution / active EE | $2,148 | $4,059-47.1% | $3,782-43.2% | $4,194-48.8% |
| Participant deferral / active EE | $5,259 | $5,538-5.0% | $5,096+3.2% | $6,396-17.8% |
| Admin fee / account holder | $1,292 | $10,024-87.1% | $9,162-85.9% | $12,562-89.7% |