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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,206 | $100,139+80.0% | $85,187+111.5% | $145,884+23.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 17.45% | 84.15%-66.7pp | 66.67%-49.2pp | 551.85%-534.4pp |
| Employer contribution / active EE | $4,837 | $3,238+49.4% | $2,732+77.0% | $4,662+3.8% |
| Participant deferral / active EE | $14,447 | $5,296+172.8% | $4,525+219.3% | $6,690+116.0% |
| Admin fee / account holder | $2,057 | $7,262-71.7% | $6,162-66.6% | $13,392-84.6% |