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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,206 | $99,995+80.2% | $85,063+111.9% | $145,978+23.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 17.45% | 83.99%-66.5pp | 66.54%-49.1pp | 550.52%-533.1pp |
| Employer contribution / active EE | $4,837 | $3,231+49.7% | $2,727+77.4% | $4,662+3.8% |
| Participant deferral / active EE | $14,447 | $5,295+172.8% | $4,523+219.4% | $6,690+116.0% |
| Admin fee / account holder | $2,057 | $7,255-71.6% | $6,155-66.6% | $13,400-84.7% |