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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,206 | $99,921+80.3% | $85,009+112.0% | $145,959+23.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 17.45% | 83.89%-66.4pp | 66.47%-49.0pp | 561.95%-544.5pp |
| Employer contribution / active EE | $4,837 | $3,233+49.6% | $2,728+77.3% | $4,661+3.8% |
| Participant deferral / active EE | $14,447 | $5,293+173.0% | $4,522+219.5% | $6,689+116.0% |
| Admin fee / account holder | $2,057 | $7,252-71.6% | $6,153-66.6% | $13,398-84.6% |