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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,337 | $150,412-69.2% | $120,574-61.6% | $145,884-68.2% |
| Participation rate | 57.1% | 78.8%-21.7pp | 71.9%-14.8pp | 80.3%-23.2pp |
| Annual return | 14.30% | 154.50%-140.2pp | 107.42%-93.1pp | 551.85%-537.6pp |
| Employer contribution / active EE | $1,962 | $4,355-54.9% | $3,471-43.5% | $4,662-57.9% |
| Participant deferral / active EE | $1,964 | $6,175-68.2% | $4,996-60.7% | $6,690-70.6% |
| Admin fee / account holder | $0 | $12,224-100.0% | $9,445-100.0% | $13,392-100.0% |