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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,728 | $41,016-69.0% | $152,093-91.6% | $64,097-80.1% |
| Participation rate | 86.4% | 51.3%+35.1pp | 77.8%+8.6pp | 55.2%+31.2pp |
| Annual return | 23.26% | 39.60%-16.3pp | 66.36%-43.1pp | 34.64%-11.4pp |
| Employer contribution / active EE | $2,005 | $1,342+49.3% | $4,175-52.0% | $1,891+6.0% |
| Participant deferral / active EE | $3,286 | $1,927+70.5% | $5,451-39.7% | $3,080+6.7% |
| Admin fee / account holder | $1,829 | $2,305-20.7% | $14,497-87.4% | $3,454-47.1% |