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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,728 | $43,496-70.7% | $161,489-92.1% | $64,340-80.2% |
| Participation rate | 86.4% | 53.5%+32.9pp | 78.7%+7.7pp | 55.2%+31.2pp |
| Annual return | 23.26% | 20.76%+2.5pp | 89.72%-66.5pp | 24.14%-0.9pp |
| Employer contribution / active EE | $2,005 | $1,431+40.1% | $4,268-53.0% | $1,862+7.7% |
| Participant deferral / active EE | $3,286 | $1,996+64.6% | $5,630-41.6% | $2,980+10.2% |
| Admin fee / account holder | $1,829 | $2,330-21.5% | $16,006-88.6% | $3,703-50.6% |