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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,273 | $58,275-61.8% | $81,844-72.8% | $80,935-72.5% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 11.55% | 41.82%-30.3pp | 778.87%-767.3pp | 35.66%-24.1pp |
| Employer contribution / active EE | $2,842 | $2,346+21.1% | $2,916-2.6% | $2,757+3.1% |
| Participant deferral / active EE | $1,966 | $3,285-40.1% | $4,323-54.5% | $4,299-54.3% |
| Admin fee / account holder | $416 | $4,749-91.2% | $7,355-94.3% | $6,924-94.0% |