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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,045 | $166,131-86.7% | $164,975-86.6% | $145,877-84.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 6.72% | 100.37%-93.7pp | 70.12%-63.4pp | 551.28%-544.6pp |
| Employer contribution / active EE | $2,611 | $5,276-50.5% | $4,343-39.9% | $4,663-44.0% |
| Participant deferral / active EE | $8,382 | $6,962+20.4% | $6,033+38.9% | $6,691+25.3% |
| Admin fee / account holder | $21,095 | $16,648+26.7% | $12,688+66.3% | $13,402+57.4% |