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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,801 | $111,830-42.1% | $93,696-30.8% | $145,884-55.6% |
| Participation rate | 27.8% | 74.2%-46.4pp | 68.7%-40.9pp | 80.3%-52.5pp |
| Annual return | 24.15% | 204.08%-179.9pp | 133.74%-109.6pp | 551.85%-527.7pp |
| Employer contribution / active EE | $740 | $3,093-76.1% | $2,422-69.4% | $4,662-84.1% |
| Participant deferral / active EE | $1,384 | $4,920-71.9% | $4,417-68.7% | $6,690-79.3% |
| Admin fee / account holder | $5,123 | $10,249-50.0% | $8,287-38.2% | $13,392-61.7% |