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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,623 | $88,778+98.9% | $81,844+115.8% | $145,884+21.1% |
| Participation rate | 81.8% | 75.1%+6.7pp | 72.4%+9.4pp | 80.3%+1.5pp |
| Annual return | 14.59% | 1033.03%-1018.4pp | 778.87%-764.3pp | 551.85%-537.3pp |
| Employer contribution / active EE | $12,380 | $3,087+301.0% | $2,916+324.5% | $4,662+165.5% |
| Participant deferral / active EE | $6,930 | $4,648+49.1% | $4,323+60.3% | $6,690+3.6% |
| Admin fee / account holder | $916 | $8,430-89.1% | $7,355-87.5% | $13,392-93.2% |