Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,284 | $108,825+38.1% | $156,181-3.8% | $82,448+82.3% |
| Participation rate | 53.4% | 72.4%-18.9pp | 78.8%-25.4pp | 68.1%-14.6pp |
| Annual return | 18.31% | 20.59%-2.3pp | 64.87%-46.6pp | 41.64%-23.3pp |
| Employer contribution / active EE | $2,656 | $2,870-7.4% | $4,294-38.1% | $2,551+4.1% |
| Participant deferral / active EE | $6,940 | $4,577+51.6% | $6,132+13.2% | $4,139+67.7% |
| Admin fee / account holder | $8,047 | $9,341-13.9% | $14,586-44.8% | $7,234+11.2% |