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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,677 | $160,070-62.1% | $147,117-58.8% | $145,897-58.4% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 15.90% | 98.69%-82.8pp | 420.54%-404.6pp | 552.29%-536.4pp |
| Employer contribution / active EE | $5,191 | $5,285-1.8% | $4,932+5.2% | $4,663+11.3% |
| Participant deferral / active EE | $10,160 | $8,419+20.7% | $8,065+26.0% | $6,689+51.9% |
| Admin fee / account holder | $18,498 | $15,035+23.0% | $12,993+42.4% | $13,390+38.1% |