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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,463 | $169,336-30.6% | $129,384-9.2% | $145,884-19.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 12.10% | 14408.70%-14396.6pp | 9461.77%-9449.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $5,239 | $5,540-5.4% | $4,153+26.1% | $4,662+12.4% |
| Participant deferral / active EE | $27,947 | $4,985+460.6% | $4,166+570.9% | $6,690+317.8% |
| Admin fee / account holder | $972 | $9,912-90.2% | $7,686-87.4% | $13,392-92.7% |