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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,463 | $169,361-30.6% | $129,397-9.2% | $145,877-19.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 12.10% | 14395.54%-14383.4pp | 9453.98%-9441.9pp | 551.28%-539.2pp |
| Employer contribution / active EE | $5,239 | $5,542-5.5% | $4,154+26.1% | $4,663+12.3% |
| Participant deferral / active EE | $27,947 | $4,987+460.3% | $4,167+570.6% | $6,691+317.7% |
| Admin fee / account holder | $972 | $9,903-90.2% | $7,679-87.3% | $13,402-92.7% |