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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,562 | $97,125-91.2% | $86,233-90.1% | $137,256-93.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 24.78% | 74.19%-49.4pp | 61.39%-36.6pp | 220.34%-195.6pp |
| Employer contribution / active EE | $2,272 | $2,841-20.0% | $2,504-9.3% | $4,156-45.3% |
| Participant deferral / active EE | $3,663 | $5,180-29.3% | $4,559-19.6% | $6,407-42.8% |
| Admin fee / account holder | $472 | $9,725-95.1% | $8,342-94.3% | $12,270-96.2% |