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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,499 | $138,386-80.9% | $184,260-85.6% | $80,935-67.3% |
| Participation rate | 84.8% | 83.9%+0.9pp | 86.8%-2.0pp | 67.7%+17.1pp |
| Annual return | 12.21% | 20.02%-7.8pp | 28.84%-16.6pp | 35.66%-23.4pp |
| Employer contribution / active EE | $5,190 | $4,851+7.0% | $6,427-19.2% | $2,757+88.3% |
| Participant deferral / active EE | $2,743 | $7,076-61.2% | $9,133-70.0% | $4,299-36.2% |
| Admin fee / account holder | $3,074 | $10,489-70.7% | $13,898-77.9% | $6,924-55.6% |