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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,444 | $183,516+63.2% | $155,534+92.5% | $145,884+105.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.11% | 61.43%-46.3pp | 64.92%-49.8pp | 551.85%-536.7pp |
| Employer contribution / active EE | $13,000 | $5,315+144.6% | $4,675+178.1% | $4,662+178.8% |
| Participant deferral / active EE | $36,259 | $6,467+460.7% | $5,630+544.0% | $6,690+442.0% |
| Admin fee / account holder | $14,174 | $19,293-26.5% | $15,900-10.9% | $13,392+5.8% |