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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,753 | $70,366+80.1% | $66,674+90.1% | $138,895-8.7% |
| Participation rate | 83.3% | 76.2%+7.2pp | 73.7%+9.7pp | 79.9%+3.4pp |
| Annual return | 16.66% | 386.41%-369.7pp | 321.24%-304.6pp | 145.39%-128.7pp |
| Employer contribution / active EE | $2,254 | $2,765-18.5% | $2,620-14.0% | $4,194-46.3% |
| Participant deferral / active EE | $10,191 | $4,374+133.0% | $4,084+149.5% | $6,396+59.3% |
| Admin fee / account holder | $2,791 | $5,262-47.0% | $5,098-45.3% | $12,562-77.8% |