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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,753 | $114,013+11.2% | $103,693+22.2% | $155,188-18.3% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.7pp | 80.8%+2.5pp |
| Annual return | 16.66% | 49.31%-32.6pp | 47.61%-30.9pp | 148.84%-132.2pp |
| Employer contribution / active EE | $2,254 | $3,131-28.0% | $2,920-22.8% | $4,248-46.9% |
| Participant deferral / active EE | $10,191 | $4,970+105.1% | $4,579+122.6% | $6,531+56.0% |
| Admin fee / account holder | $2,791 | $8,407-66.8% | $7,858-64.5% | $14,480-80.7% |