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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,948 | $93,345-70.1% | $119,126-76.5% | $87,485-68.1% |
| Participation rate | 44.4% | 68.7%-24.3pp | 75.8%-31.3pp | 68.9%-24.5pp |
| Annual return | 12.75% | 19.08%-6.3pp | 282.11%-269.4pp | 26.06%-13.3pp |
| Employer contribution / active EE | $0 | $3,172-100.0% | $4,034-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,382 | $4,099-41.9% | $5,318-55.2% | $4,274-44.3% |
| Admin fee / account holder | $129 | $8,039-98.4% | $10,693-98.8% | $7,775-98.3% |