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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527 | $69,118-99.2% | $53,647-99.0% | $138,895-99.6% |
| Participation rate | 82.6% | 64.0%+18.6pp | 56.3%+26.3pp | 79.9%+2.7pp |
| Annual return | 12.61% | 248.26%-235.6pp | 358.33%-345.7pp | 145.39%-132.8pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $350 | $2,274-84.6% | $1,813-80.7% | $6,396-94.5% |
| Admin fee / account holder | $438 | $2,724-83.9% | $2,460-82.2% | $12,562-96.5% |