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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527 | $94,439-99.4% | $73,658-99.3% | $154,746-99.7% |
| Participation rate | 82.6% | 64.7%+17.9pp | 57.0%+25.6pp | 80.7%+1.9pp |
| Annual return | 12.61% | 28.25%-15.6pp | 29.72%-17.1pp | 172.34%-159.7pp |
| Employer contribution / active EE | $0 | $1,257-100.0% | $1,032-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $350 | $2,527-86.2% | $2,062-83.0% | $6,730-94.8% |
| Admin fee / account holder | $438 | $3,843-88.6% | $3,357-87.0% | $14,365-97.0% |