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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,058 | $160,070-76.2% | $147,117-74.1% | $145,897-73.9% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 17.40% | 98.69%-81.3pp | 420.54%-403.1pp | 552.29%-534.9pp |
| Employer contribution / active EE | $2,115 | $5,285-60.0% | $4,932-57.1% | $4,663-54.6% |
| Participant deferral / active EE | $6,935 | $8,419-17.6% | $8,065-14.0% | $6,689+3.7% |
| Admin fee / account holder | $136 | $15,035-99.1% | $12,993-99.0% | $13,390-99.0% |