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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,831 | $79,169-54.7% | $100,415-64.3% | $74,478-51.9% |
| Participation rate | 84.7% | 79.4%+5.3pp | 81.5%+3.2pp | 67.2%+17.5pp |
| Annual return | 25.19% | 20.51%+4.7pp | 49.47%-24.3pp | 1370.56%-1345.4pp |
| Employer contribution / active EE | $3,889 | $3,017+28.9% | $3,943-1.4% | $2,626+48.1% |
| Participant deferral / active EE | $6,476 | $7,751-16.5% | $8,091-20.0% | $4,350+48.9% |
| Admin fee / account holder | $3,329 | $1,337+148.9% | $7,906-57.9% | $1,946+71.1% |