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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,831 | $78,976-54.6% | $100,383-64.3% | $74,546-51.9% |
| Participation rate | 84.7% | 79.5%+5.2pp | 81.5%+3.2pp | 67.2%+17.5pp |
| Annual return | 25.19% | 20.62%+4.6pp | 49.26%-24.1pp | 1366.03%-1340.8pp |
| Employer contribution / active EE | $3,889 | $3,019+28.8% | $3,944-1.4% | $2,624+48.2% |
| Participant deferral / active EE | $6,476 | $7,758-16.5% | $8,086-19.9% | $4,347+49.0% |
| Admin fee / account holder | $3,329 | $1,330+150.3% | $7,900-57.9% | $1,944+71.3% |