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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,927 | $81,358-25.1% | $155,556-60.8% | $80,959-24.7% |
| Participation rate | 66.7% | 66.3%+0.4pp | 78.2%-11.6pp | 67.7%-1.0pp |
| Annual return | 16.96% | 33.39%-16.4pp | 64.84%-47.9pp | 35.67%-18.7pp |
| Employer contribution / active EE | $3,847 | $3,106+23.8% | $4,675-17.7% | $2,757+39.5% |
| Participant deferral / active EE | $2,018 | $3,455-41.6% | $5,631-64.2% | $4,300-53.1% |
| Admin fee / account holder | $1,141 | $7,994-85.7% | $15,885-92.8% | $6,925-83.5% |