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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,927 | $81,262-25.0% | $155,602-60.8% | $80,911-24.7% |
| Participation rate | 66.7% | 66.2%+0.4pp | 78.2%-11.5pp | 67.6%-1.0pp |
| Annual return | 16.96% | 33.34%-16.4pp | 64.81%-47.8pp | 35.63%-18.7pp |
| Employer contribution / active EE | $3,847 | $3,102+24.0% | $4,675-17.7% | $2,756+39.6% |
| Participant deferral / active EE | $2,018 | $3,451-41.5% | $5,629-64.1% | $4,297-53.0% |
| Admin fee / account holder | $1,141 | $7,992-85.7% | $15,923-92.8% | $6,935-83.6% |