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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,463 | $155,555-14.2% | $146,866-9.1% | $155,188-14.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.88% | 115.41%-98.5pp | 102.85%-86.0pp | 148.84%-132.0pp |
| Employer contribution / active EE | $4,717 | $4,647+1.5% | $4,425+6.6% | $4,248+11.1% |
| Participant deferral / active EE | $16,648 | $8,044+107.0% | $7,759+114.6% | $6,531+154.9% |
| Admin fee / account holder | $6,922 | $14,755-53.1% | $13,620-49.2% | $14,480-52.2% |