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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,463 | $154,228-13.5% | $145,433-8.2% | $137,256-2.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.88% | 74.59%-57.7pp | 66.58%-49.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $4,717 | $4,804-1.8% | $4,554+3.6% | $4,156+13.5% |
| Participant deferral / active EE | $16,648 | $8,216+102.6% | $7,897+110.8% | $6,407+159.9% |
| Admin fee / account holder | $6,922 | $14,344-51.7% | $13,129-47.3% | $12,270-43.6% |