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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,463 | $156,398-14.7% | $147,318-9.4% | $138,895-3.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.88% | 78.75%-61.9pp | 70.43%-53.6pp | 145.39%-128.5pp |
| Employer contribution / active EE | $4,717 | $4,853-2.8% | $4,593+2.7% | $4,194+12.5% |
| Participant deferral / active EE | $16,648 | $8,237+102.1% | $7,906+110.6% | $6,396+160.3% |
| Admin fee / account holder | $6,922 | $14,976-53.8% | $13,708-49.5% | $12,562-44.9% |