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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,886 | $102,385+17.1% | $147,080-18.5% | $80,935+48.1% |
| Participation rate | 77.8% | 75.9%+1.9pp | 82.2%-4.4pp | 67.7%+10.1pp |
| Annual return | 14.90% | 135.09%-120.2pp | 420.17%-405.3pp | 35.66%-20.8pp |
| Employer contribution / active EE | $2,354 | $3,717-36.7% | $4,933-52.3% | $2,757-14.6% |
| Participant deferral / active EE | $7,533 | $6,651+13.3% | $8,066-6.6% | $4,299+75.2% |
| Admin fee / account holder | $21,437 | $7,951+169.6% | $12,989+65.0% | $6,924+209.6% |