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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,886 | $102,382+17.1% | $147,005-18.4% | $80,874+48.2% |
| Participation rate | 77.8% | 75.8%+1.9pp | 82.2%-4.4pp | 67.6%+10.1pp |
| Annual return | 14.90% | 134.89%-120.0pp | 418.76%-403.9pp | 35.62%-20.7pp |
| Employer contribution / active EE | $2,354 | $3,715-36.6% | $4,934-52.3% | $2,756-14.6% |
| Participant deferral / active EE | $7,533 | $6,646+13.3% | $8,070-6.6% | $4,297+75.3% |
| Admin fee / account holder | $21,437 | $7,942+169.9% | $13,006+64.8% | $6,935+209.1% |